Health Insurance Crisis Nobody’s Talking About
ACA enrollment 2026 is falling in several states as premiums rise and subsidies expire. Here’s what’s driving the drop and what it means for households.
Planning For Changing Health Insurance Premiums
Prepare for future health insurance premium changes with experts Bob Powell and Jae Oh. Learn about APTC updates, COBRA complexities, and budgeting tips.
How to Factor in Net Worth When Buying Umbrella Insurance
How to Factor in Net Worth When Buying Umbrella Insurance - Balancing Risk Aversion and Self-Insurance. When deciding how much umbrella insurance to buy, it is important to factor in your net worth. Your net worth is the total value of your assets minus your liabilities. Umbrella insurance can help protect your assets from a lawsuit, but it is not a substitute for liability insurance. You should still have liability insurance on your home and car, even if you have an umbrella policy.
Where to Buy Umbrella Insurance
Where to Buy Umbrella Insurance
Umbrella Insurance
A good rule of thumb is to get an umbrella policy that is equal to your net worth. Your net worth is the total value of your assets minus your liabilities.
Ask The Hammer - Converting term life to permanent life insurance
Should you convert your term life insurance to permanent life insurance? Jeffrey Levine - aka The Hammer - describes scenarios where converting your term life insurance policy to a permanent life insurance policy might be the best option.
Year-end tax matters and health insurance
Jae Oh, CFP author of Maximize Your Medicare, reviews year end tax planning and health insurance
Should You Ditch Your Long Term Care Insurance?
Should You Ditch Your Long Term Care (LTC) Insurance? Lynne Giacobbe from Kendal at Home discusses long term care insurance and life care at home programs.
Permanent Life Insurance
Becca Craig, ABA, CFP from Buckingham Strategic Wealth discusses what to do with your Permanent Life Insurance Policy in retirement.
Long Term Care in your Financial Plan
Rona Loshak from Karp Loshak LTC Insurance discusses why the Long Term Care (LTC) discussion deserves consideration in a comprehensive financial plan.
Long-term Disability Insurance – Do you need it?
Rob Ziliak from Buckingham Strategic Wealth discusses the benefits of long term disability insurance with Ilana Gersten.
Life Insurance – When should you get it?
Hannah Sammut discusses when you should think about getting life insurance with Haley Tolitsky, CFP at Cooke Capital.
Insurance Products – Such As Life Insurance & Annuities – Can Provide Tax-advantaged Investment Returns
Michael Finke, a research fellow with the Alliance for Lifetime Income, describes how annuities can provide tax-advantage investment returns.
Individual health insurance deadline is Jan 15
Jae Oh, CFP author of "Maximize Your Medicare" discusses deadlines and extensions for health insurance.
Ask The Hammer – When to Buy Life Insurance
Jeffrey discusses permanent or term life insurance vs variable life insurance.
Ask The Hammer – Umbrella Insurance
How much Umbrella Insurance should you have?
7 Ways to Protect Your Financial Life
Ways to protect your finances including homeowners insurance, auto insurance, umbrella insurance, disability/long term care insurance, medical insurance/Medicare, life insurance, estate planning
Eight Ways to Protect Your Financial Life
Eight Ways to Protect Your Financial Life: In this finStream video, discover 8 ways to protect your financial life.
Social Security Phone Services Win Two-Week Reprieve
In the last-minute switch, the SSA delayed DOGE-induced changes but also said disability beneficiaries will be able to maintain using phone services. However, applicants and beneficiaries for retirement, Medicare and other benefits will still be restricted to online or in-pers...
Social Security Dumps DOGE Phone Service Cuts
According to an internal memo obtained by The Washington Post, Elon Musk’s DOGE plans to eliminate phone service for most of the Social Security Administration’s claims operations have been killed.