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401(k) Tax Strategy Question

Ask The Hammer

401(k) Tax Strategy Question: Expert analysis on contributing to pre-tax 401(k) while investing tax savings in taxable account or Roth IRA for optimized retirement outcomes.

401(k) Tax Strategy Question - Ask The Hammer: In this episode of Ask The Hammer, financial expert Jeffrey Levine analyzes the strategy of contributing to a pre-tax 401(k) while investing the tax savings in a taxable account or Roth IRA, weighing its pros, cons, and key considerations for optimizing retirement outcomes. The Hammer answers this question from a viewer: I'm contributing to my company's pre-tax 401(k) plan instead of my Roth 401(k), I plan to invest the tax savings in a taxable account or if I'm eligible, a Roth IRA and then I hope the money in those accounts will grow large enough to pay whatever taxes are due when the time comes for me to start withdrawing money from the pre-tax accounts. Watch more episodes of Ask The Hammer at this link: https://www.finstream.tv/videos/ask-the-hammer/ { "@context": "https://schema.org", "@type": "VideoObject", "name": "401(k) Tax Strategy Question - Finstream.TV", "description": "401(k) Tax Strategy Question: The strategy of contributing to a 401(k) while investing the tax savings in a taxable account or Roth IRA", "thumbnailUrl": [ "https://www.finstream.tv/wp-content/uploads/2025/01/401_k__tax_strategy_question_1920.jpg" ], "uploadDate": "2025-01-27T16:04:39+00:00", "contentUrl": "https://finstreamtv-videos.s3.amazonaws.com/401(k)_tax_strategy_question%20(1080p).mp4", "embedUrl": "", "publisher": { "@type": "Organization", "name": "Finstream.TV", "logo": { "@type": "ImageObject", "url": "https://www.finstream.tv/wp-content/uploads/logos/FinStream-800w-red.png", "width": "1920", "height": "1080" } }, "duration": "PT04M47S" }

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