Medicare Advantage Open Enrollment Ends March 31
The Medicare Advantage open enrollment period starts on Jan. 1 and continues through March 31. During this window, Medicare Advantage enrollees can pick a different Advantage plan or switch to Original Medicare, according to Jae Oh, author of Maximize Your Medicare.
Key Takeaways
- If your doctor leaves your Medicare Advantage plan's network or you need different benefits, you can switch to another Medicare Advantage plan once during Q1 (Jan 1–Mar 31), but you must initiate the change yourself—representatives cannot contact you first
- Make plan changes early in the quarter (January) so your deductibles and out-of-pocket maximums reset immediately, rather than waiting until later in the period
- You can only switch Medicare Advantage plans once during this period, but you have the additional option to cancel Medicare Advantage entirely and return to Original Medicare with a Medigap and Part D plan
- Understand the difference: during the prior Annual Election Period (ended Dec 7), you could switch plans unlimited times, but this Q1 period restricts you to one switch for Medicare Advantage-to-Medicare Advantage changes
The Medicare Advantage open enrollment period starts on Jan. 1 and continues through March 31. During this window, Medicare Advantage enrollees can pick a different Advantage plan or switch to Original Medicare, according to Jae Oh, author of Maximize Your Medicare.
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