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Money Management

Where Is My Stimulus Check?

Jeffrey Levine, CPA/PFS from Buckingham Wealth Partners, AKA The Hammer, discusses the factors that determine the distribution of economic stimulus checks.

May 13, 2026

Saving & Emergency Funds
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Key Takeaways

  • Check the IRS.gov stimulus payment tracker ('Where is my stimulus payment' page) to get real-time status on your economic impact payment
  • If your income changed between 2018-2019, you may have been phased out or qualified differently than expected—the IRS used whichever return it received first
  • Stimulus payments often arrived as debit cards from MetaBank (not checks), which many people mistook for scams and discarded; call the number on the IRS website to request a free reissue
  • If the IRS website shows 'no information,' contact the IRS directly by phone, though expect long wait times due to staffing shortages
  • If you filed your return after the stimulus period and qualified for payment, the amount will be applied as a recovery rebate credit when you file your current year return

Jeffrey Levine, CPA/PFS from Buckingham Wealth Partners, AKA The Hammer, discusses the factors that determine the distribution of economic stimulus checks.

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