Retirement Planning
Saving for retirement: 401(k)s, IRAs, Roth accounts, rollovers and the retirement decision.
Most People Get This Will Mistake Wrong
You may not need to update your will to change beneficiaries. Here’s how to decide whether to update your will or beneficiaries.
How to Know If You’re Financially Ready to Retire
Retirement planning requires a detailed analysis of income, spending, taxes, and lifestyle preferences. Avoid relying solely on rules of thumb - work with a planner for a personalized retirement income strategy and greater peace of mind.
Retirement Withdrawal Strategy Reimagined: Bill Bengen's Groundbreaking Update
Retirement expert updates safe withdrawal rate to 4.7% with diversified asset allocation approach, offering more flexibility and potential for higher withdrawals.
Why You Need A Financial Plan
Free AI wealth planner helps you create personalized financial plan. Discover essential tips for achieving your money goals and managing debt.
ABLE Accounts: A Financial Breakthrough for Individuals with Disabilities
ABLE accounts empower individuals with disabilities, offering financial flexibility without losing critical benefits. Explore disability-friendly features, upcoming changes, and how ABLE can unlock financial freedom.
Retirement Income Strategies: What's Your Preferred Strategy?
"FinStream's Bob Powell interviews Dana Anspach from Sensible Money about retirement income strategies to help you find the right fit."
401k Millionaires- What Do They Do Right?
Learn the secrets of 401k millionaires from expert Brad Wright. Discover the power of compounding and smart investing. #401k #compounding #investing
How Reverse Mortgages Help You With Taxes In Retirement
Learn how reverse mortgages can help manage taxes in retirement with expert Don Graves. Access funds without monthly repayments.
The Most Desirable Relocation Destinations for Americans
Discover the top relocation destinations for Americans, with Canada leading the list followed by Australia and Ireland. Study by My Baggage reveals trends in U.S. relocations to various countries.
Tax-Efficient Retirement Income Planning
Expert insights on tax-efficient retirement income planning from Dana Anspach of Sensible Money. Understand marginal vs. effective tax rates, minimize taxes, optimize income.
Retiring in America- Are You Ready?
Retiring in America: Are you ready? Many Americans feel behind on retirement savings, with Social Security funding shortage looming.
Most Expensive Teams for Football Fans to Love
Supporting your favorite football team comes at a cost, with the Detroit Lions leading as the most expensive team to back in the 2024 NFL season.
What's REALLY Going on with Inflation and Prices?
Despite declining inflation rates, consumers still feel the pinch of rising prices. Sticky prices, supply chain disruptions, lagging wage growth, and corporate profit tactics all contribute to this ongoing issue.
Financial Planning for Childfree Couples
Financial planning strategies for child-free couples: Expert guidance on estate planning, long-term care, retirement, and more. Secure your future today.
Cheapest (And Most Expensive) Cities For Assisted Living
Discover the cheapest and most expensive cities for assisted living in the US. Stay informed on cost variations, national trends, and affordability metrics.
You Only Live Once - How Americans Are Splurging
Americans are splurging on nonessentials, with spending up 32% in 2022. YOLO spending is popular among well-off, younger crowds. Leisure establishments lead nonessential spending. Subscribe for more financial insights.
Surprising Money Insights from Young Adults
Young adults share insights on early money lessons, discussing childhood exposure, first job experiences, family dynamics, financial independence, and growth challenges.
Businesses Now Required to Report Who Really Owns Them: Beneficial Ownership Explained
Learn about Beneficial Ownership reporting for businesses in the US from financial expert Rupa Pereira. Increase transparency and combat illegal activity.
How Much Money Do You Need To Be Rich?
Find out how much money it takes to feel financially secure in America. Spoiler: It's more than you think.
Overcome Transportation Challenges with Uber Caregiver
Overcome Transportation Challenges with Uber Caregiver
Strategies for handling layoff near retirement
Strategies for handling layoff near retirement: Expert tips from Dana Anspach to navigate financial challenges post-layoff, including advice on health insurance, severance packages, and managing spending.
New Reverse Mortgages for Retirement Planning
Once seen as a last resort for retirees with limited savings, reverse mortgages are now being used for a variety of reasons, including:
Managing Concentrated Stock Positions
In this interview CJ Miller, a financial planner with Sensible Money, explores the challenges of concentrated stock positions in retirement planning and offers strategies for managing the risk.
Roth Conversions: Revealing IRMAA Implications
In this episode of "Ask the Hammer," Jeffrey Levine of Buckingham addressed a critical concern regarding the impact of reinvested Roth conversions on Medicare's Income-Related Monthly Adjustment Amount (IRMAA).
Changing Jobs? Considering a 401K Rollover?
Changing Jobs? Considering a 401K Rollover? Should you cash out your 401(k) or do a 401(k) Rollover?
Are You Saving Enough For Your Retirement?
Are You Saving Enough For Your Retirement? Average Retirement Savings by Age Group: How are you doing when it comes to saving for retirement? How do your retirement savings compare to your peer group? This video addresses the average retirement savings by age. It shows how most Americans are not saving enough for retirement and that the average retirement savings falls short of what is needed.
Top countries With The Most Older People: Listed
Top countries with aging populations: Listed. Countries With the Most Older People. Our graying world - dependency ratio on the rise. The number of elderly people worldwide is ballooning, placing a strain on working populations. The old-age dependency ratio, which compares those over 64 to working-age adults (15-64), has spiked in many countries.
Maximize Your Go Go Years In Retirement: Financial & Fitness Tips
In this video, Beau Kemp outlines a two-step plan to conquer your "go-go" years in retirement. Packed with actionable tips, learn how to create a rock-solid financial strategy and prioritize health for an active and fulfilling start to your retired life.
Secrets of Using Treasuries to Beat Inflation
Secrets of Using Treasuries to Beat Inflation: Inflation Protected Treasuries are a better hedge for inflation than equities are.
Guide to Buying Your Dream Home in Retirement
Guide to Buying Your Dream Home in Retirement: Purchasing your dream home in retirement requires a balance between financial planning and personal aspirations.
How to Find Your Retirement Joy
How to Find Your Retirement Joy: In this video, Erin Wood CFP®, CRPC®, FBS® of Carson Group provides tips on how to find fulfillment, happiness, and "joy" in retirement through pursuing meaningful activities and relationships.
Best Places For Singles To Retire Abroad
Highlighted destinations include Playa Coronado in Panama, known for its affordability and active community; San Miguel de Allende in Mexico, offering a rich cultural experience and lower living costs; Chiang Mai in Thailand, blending tradition with modern amenities; Madrid, Spain, famed for its vibrant lifestyle and safety; and Guanacaste Province in Costa Rica, celebrated for its natural beauty and welcoming expat communities. The article serves as a resource for retirees seeking new experiences and community connections in their retirement years abroad. For more information, readers are directed to InternationalLiving.com.
Managing Money in Marriage: 3 Options for Couples
Managing Money in Marriage: 3 Options for Couples: Financial advisor Nicole Gopoian Wirick, the founder of Prosperity Wealth Strategies, explores in a three part series the three main options couples have for managing their finances in marriage - merging, keeping separate, or a hybrid approach. She notes the importance of protecting non-marital assets and says this will be a theme across all three options. Wirick explains the implications of each choice for asset pooling, financial transparency between spouses, and estate planning considerations. Her goal is helping couples thoughtfully navigate key decisions about bank accounts, investments, debts, and more as they build financial futures together.
Tapping Your Retirement? Explore All Options Before Taking a Hardship Withdrawal
Considering a hardship withdrawal from your retirement account? Learn crucial steps to take first, including exploring other financial options, understanding plan rules, and navigating tax implications. Expert advice from Jeffrey Levine helps you make the best of a tough situation.
Benefits and Risks of Separating Finances During Marriage
Some married couples choose to separate their assets and finances rather than merge everything, allowing each financial independence.
What are the 5 cheapest, longest-lasting cars?
What are the five cheapest, longest-lasting cars? This FinStream video highlights different car models and their price per 10,000 miles.
Pros and Cons of Merging Finances in Marriage
Nicole Gopoian Wirick, JD, CFP®, the founder of Prosperity Wealth Strategies, delves into the changing dynamics of financial management in marriages.
What is a Mortgage Recast? How you can Lower Monthly Payments
In this episode of Retirement Daily, Bob Powell and Dana Anspach discuss Mortgage Recasts.
How To Divide a Family Business in a Divorce
Divorce poses unique challenges for female entrepreneurs, particularly when it involves dividing business assets. This summary, based on a Retirement Daily webinar, outlines key considerations for women business owners facing divorce.
Impact of Roth IRA Conversion on Social Security Benefits and Medicare IRMAA
Impact of Roth IRA Conversion on Social Security Benefits and Medicare IRMAA : In this episode of Ask The Hammer, key insights were shared regarding the impact of Roth IRA conversions on Social Security and Medicare's Income-Related Monthly Adjustment Amounts (IRMAA). The discussion focused on a scenario where an individual plans to convert $1.7 million to a Roth IRA over ten years, 15 years before retirement.
Should Couples Merge Finances?
Levine advises on merging finances: subjective choice, prioritize honesty, consider tax implications, wealth differences.
Retirement Worries Are Affecting the Mental Health of Workers
Financial stress, particularly regarding retirement, is impacting the mental health of American workers, a concern highlighted in a Telus Health report.
Adulting with Richard Sherman - Taxes
Adulting with Richard Sherman: Filing taxes is like going to the dentist. You know you have to do it, but you don’t look forward to it.
Adulting with Richard Sherman - Budgeting
Adulting with Richard Sherman - Budgeting: NFL football superstar Richard Sherman breaks down the money playbook. He'll teach you the right financial moves to secure your future.
How Lower-Income Workers Can Save For Retirement
How Lower-Income Workers Can Save For Retirement: Many lower-income workers are not saving enough for retirement.
5 Risks to Retirement Security
The Natixis Investment Managers’ Global Retirement Index (GRI) has brought good news for retirees around the world, including the US.
Best Countries to Retire To
$1 million USD could last retirees anywhere from 14 to an astounding 60 years depending on their chosen location.
Cars Selling Below and Above Sticker Price
According to iSeeCars.com, the average new car is priced 8.5% above the manufacturer's suggested retail price (MSRP).
The Cheapest States to Retire
Concerns about saving enough for retirement are prevalent, especially with economic challenges like inflation.
3 Things To Do When You're Rich
3 Things To Do When You're Rich: According to Aquiilance, consider doing these three things when you're rich.
Emergency Funds
Emergency Funds: Planning for unexpected expenses.
Boomerang Kids Put a Strain on Parents Finances
Boomerang Kids Put a Strain on Parents Finances: Amid today’s tighter labor market and the rising cost of living, many adult children have boomeranged back home. While their move back home may mean more money in their pockets, it can also have a major impact on their parents’ finances and retirement plans.
Your Money Map with Jean Chatzky and Joanne Lipman
Your Money Map with Jean Chatzky and Joanne Lipman: In this episode of Your Money Map, Jean welcomes Joanne Lipman. author and former editor in chief of USA Today.
You Got a Large Inheritance - Now What?
Receiving a large inheritance, whether expected or unexpected, can bring financial relief but also cause stress. Here's advice from an expert on what to do right away.
Ask the Hammer: What are the RMD Rules for Beneficiaries of a Roth IRA that Holds Rental Property?
Jeffrey Levine of Buckingham Wealth Partners explains the RMD rules for beneficiaries of a Roth IRA that holds an illiquid asset - rental property.
Relocating Your Business to a No-Income Tax State
Relocating your business to a no income tax state can be a great way to save money. However, there are a few things you need to keep in mind before making the move, according to Philip Herzberg of Team Hewins.
Your Money Map with Jean Chatzky, Kathleen Burns Kingsbury, & Melissa Kivett
Your Money Map with Jean Chatzky, Kathleen Burns Kingsbury, & Melissa Kivett: In this episode of Your Money Map, Jean Chatzky welcomes Kathleen Burns Kingsbury, & Melissa Kivett to discuss the retirement income crisis facing women. Sponsored by the Alliance For Lifetime Income.
Pandemic-Related Issues Fraud and Household Goods Top Consumer Complaints
The Consumer Federation of America (CFA) released a report on the top 10 consumer complaints.
Your Money Map with Jean Chatzky & Richard Leider
Your Money Map with Jean Chatzky & Richard Leider: In this episode of Your Money Map, host Jean Chatzky is joined by Richard Leider to discuss the importance of finding purpose in retirement. Learn more: https://www.protectedincome.org/leider/
What Training for a Marathon Can Teach You About Money and Your Finances
What do running a marathon and financial planning have in common? More than you'd think! Hannah Sammut talks to Jane Mepham with Elgon Financial Advisors about running and financial planning.
TIAA Reports Lower Retirement Savings
TIAA Reports Lower Retirement Savings: Surya Kolluri, Head of the TIAA Institute and Andrea Hasler, the Deputy Academic Director and an Assistant Research Professor in Financial Literacy at the Global Financial Literacy Excellence Center (GFLEC) at the George Washington University School of Business, present an overview of financial literacy covering the five Ws: what, why, when, where, and who. It explains what financial literacy is, why it's important, and when and where people can learn about it. This video also discusses who needs financial literacy and offers some tips for improving financial literacy skills, such as setting financial goals, creating a budget, and seeking professional advice. Additionally, it provides a list of helpful resources for those looking to improve their financial literacy, including government websites, non-profit organizations, and books. The video concludes by emphasizing the importance of financial literacy in achieving financial well-being and security.
Fear of Losing Wealth: The Impact of Not Participating in a Forced Savings Plan
Fear of Losing Wealth: The Impact of Not Participating in a Forced Savings Plan. Short excerpt from Your Money Map with host Jean Chatzky and Michelle Singletary.
Encouraging Young Adults to Invest in Retirement Early
Encouraging Young Adults to Invest in Retirement Early: Michelle Singletary encourages young adults to get started with investing in retirement as soon as possible.
How Does Spending in Retirement Change
How Does Spending in Retirement Change: Results from a survey on how retirees' spending habits change over time.
Top 10 Most Financially Secure States in America
Top 10 Most Financially Secure States in America: New York has been named the most financially stable state in America, new research has revealed, after examining multiple factors relating to the personal finances of residents living in each state. Financial experts at Uplift Legal Funding analyzed six factors relating to the personal finances of residents in each state and scored each one out of 10 to create an Index score for all 50 states. The factors analyzed within the index included: consumption of annual income as a percentage alongside the percentage of income saved; household debt-to-income ratios; annual personal bankruptcy rates, and the number of saving and debt-related Google searches per state.
Top 5 Most Financially Secure States
Top 5 Most Financially Secure States: Financial experts at Uplift Legal Funding analyzed 6 factors relating to the personal finances of residents in each state and scored each one out of 10 to create an Index score for all 50 states. Here are the top 5 most financially secure states.
Taxes in Retirement - What You Need to Know
When you start drawing down assets in retirement, the federal tax implications can be confusing, according to Merrill Lynch.
What if your employer goes bankrupt?
Strategies to protect your finances if you lose your job because your employer goes out of business.
Your Money Map with Jean Chatzky and Michelle Singletary
Michelle and Jean spoke on how you can plan your taxes with retirement in mind and maximize your benefits on the most common retirement accounts.
What Are You Working, Saving and Investing For?
What Are You Working, Saving and Investing For? What gets you out of bed in the morning? Haley Tolitsky, CFP joins Zack Hochberg to discuss how reflecting on your long term financial goals can help motivate you to work, save and invest for a successful future.
Retirement Plan Limit Increases for 2023
Dana Anspach of Sensible Money discusses the 401(k) and IRA limit increases for 2023 and the retirement law changes that will take place in 2023 in the wake of the SECURE Act 2.0 being signed into law.
How To Increase Your Social Security Benefit Payments
David Freitag of MassMutual discusses voluntary suspension of social security benefits to increase social security payments.
Home Equity Conversion, AKA Reverse Mortgages
Doug Buchan, CFP discusses home equity conversion mortgages aka reverse mortgages.
Can Owners of Solo 401(k) Accounts Delay Taking RMDs Past Age 72?
Jeffrey Levine of Buckingham Wealth Partners explains whether owners of solo 401(k) accounts can delay taking required minimum distributions past age 72.
Can I contribute to my Roth 401k regardless of my income?
Can I contribute to my Roth 401k regardless of my income? In this episode of Ask The Hammer, Jeffrey Levine, aka The Hammer answers the question: Can I contribute to my Roth 401k regardless of my income even though that's not the case with a Roth IRA?
Building the perfect portfolio
Building the perfect portfolio. Doug Buchan, CFP from Buckingham Strategic Wealth, discusses the variables that are most sensitive to success when creating an investment portfolio.
5 Things to Know if You Want to Unretire
Hannah Sammut interviews Alyson Dorosky from Life Yield about 5 things to know if you want to unretire.
Women Divorce Retirement: Creating Your New Personal Finance Plan
Women Divorce Retirement: Creating Your New Personal Finance Plan. Panel discussion featuring Rick Fingerman from Financial Planning Solutions, Katie Marsden from Buckingham Strategic Wealth and Amy Shepard from Sensible Money.
Withdrawal Strategies for Retirement Plans
Brian Bruggeman, CFP with Baker Boyer discusses withdrawal strategies for people with multiple Retirement Plans
When Can I Retire?
Dana Anspach from Sensible Money answers one of the most common questions financial advisors receive. When can I retire?
What to Do with Your 401(k) When Leaving Your Employer
Dana Anspach of Sensible Money explains what to do with your 401(k) when leaving your employer.
What Should You Do With Your 401(k) When You Retire or Change Jobs?
Jeffrey Levine of Buckingham Wealth Partners, aka “The Buckinghammer” explains what workers can do with their 401(k) when retiring or switching jobs.
Using Insurance Products for Tax-Sheltered Growth
Michael Finke, Ph'D from the American College, discusses how to use insurance products for tax-sheltered growth.
Unexpected Inflation and Real Stock Returns
Are stocks a good hedge against inflation? Massi De Santis, Ph.D., CFP, with Desmo Wealth Advisors, discusses unexpected inflation and real stock returns.
Understanding Your Pension Payout Options
Although pensions are becoming less common as an employer benefit, those who are fortunate to have one should make sure to thoroughly understand all the options before deciding how to receive their pension payment. Amy Shepard, CFP, RMA with Sensible Money, explains.
Tips from Pandemic Survivors
Bob Powell, CFP and Co-founder of finStream.TV shares four tips for surviving the Covid -19 Pandemic from Spanish Flu Survivors.
Three Ways to Minimize RMDs
Robert Klein of Retirement Income Center explains three ways to minimize required minimum distributons.
Three Steps for Putting Your Financial House in Order for 2022
Beau Kemp of Sensible Money explains three essential steps for putting your financial house in order for 2022.
Thinking Ahead Roadmap
Marti DeLiema, Ph. D., an assistant professor at the University of Minnesota School of Social Work, and Naomi Karp, an elder law attorney, discuss the six key steps to help aging adults prepare for the future.
The Opposite of FIRE
Kurt Wunderlich, CFA with Buckingham Strategic Wealth, discusses the FIRE Movement (Financial Independence Retire Early) and why it might not be for everyone.
The New Pillars of Retirement Planning
New research from Edward Jones reveals how retirement is being redefined through health, family, purpose, financial planning and the digital divide.
The FPA Pro Bono Program
Dennis Moore, CFP and President of the Financial Planning Association (FPA) and Kristin Pugh, CFP and Chair of the FPA Pro Bono Advisor Committee discuss the FPA Pro Bono Program that provides free financial planning services.
The Challenges of Living Alone in Retirement
The Challenges of Living Alone in Retirement. Sandra Adams, CFP from the Center for Financial Planning joins Karen Kurson to discuss how to plan for the challenges of living alone in retirement.
The American Rescue Plan Act’s Impact on Retirement Planning
Jae Oh, author of Maximize Your Medicare, explains the impact of the American Rescue Plan Act on retirement planning.
The 2021 Child Care Tax Credit
Increases in childcare tax credits for 2021 tax returns.
Summer 2022 Financial Planning Guide
Massi DeSantis from Desmo Wealth Advisors presents his Summer 2022 Guide to Financial Planning.
Stock Market Window of Opportunity
Robert Klein, CFP from the Retirement Income Center, discusses opportunities in the stock market.
Should I convert IRA assets into a Roth IRA?
Should I convert IRA assets into a Roth IRA? Dana Anspach answers the Common Retirement Question: Converting IRA Assets into a Roth IRA.
Secure Act 2.0 and Your Retirement
Lisa Featherngill, CPA/PFS National Director of Wealth Planning for Comerica Bank discusses the new Secure Act 2.0 bill before Congress and how it may effect you.
Roth IRAs and Taxes
Is your Roth IRA a tax strategy or a tax trap? Robert Braglia American Financial & Tax Strategy discusses Roth IRA's.
Rolling a 401k into an IRA
Dana Anspach answers a common retirement question and discusses the pros and cons of rolling a 401k into an IRA.
RMD (Required Minimum Distribution) Changes
Bob Powell, CFP interviews Jae Oh, Author of Maximize Your Medicare about Financial Planning Opportunities for Medicare and The Cares Act.
Rising Interest Rates: What Investors Need to Know
Financial adviser Matt Stratman from Western International Securities explains what investors need to know about rising interest rates, including why interest rates rise and fall.
Retirement Planning and Investing in the COVID Era.
A panel including Bob Powell, Tracy Byrnes of UBS, Denise Appleby of Appleby Retirement Consulting and Jay Abolofia of Lyon Financial Planning discuss retirement planning and investing in the COVID Era.
Retirement Heaven or Hell – 9 principles of a success
Mike Drak is a 38-year veteran of the financial services industry. He's the author of "Retirement Heaven or Hell," published in 2021, as well as, "Victory Lap Retirement." Mike works with his wife, an investment advisor, to help clients design a fulfilling retirement. In this show, Mike discusses the 9 principles of a successful retirement.
Retirement Daily Roundtable
Marcia Mantell, CJ Miller and Lee Baker discuss the top retirement and financial planning moves to make in 2022.
Reimagining Retirement: The Keys to True Wealth
Reimagining Retirement: Author of Reimagining Retirement, Eric Weigel, shares his insights on retirement and the keys to wealth.
Reimagine Retirement
The panel discusses reinventing retirement in the new normal and the challenges lower income people face.
Protecting Yourself from Bad Advice, Fraud and Theft
Cindy Levering reviews the steps you can take to protect yourself from bad advice, fraud and theft.
Portfolio Perspectives – Pilot
Sean Hanlon, the founder of Hanlon Investment Management and Vestbridge, discusses the effect inflation has on those planning for or living in retirement as well as the latest trend in investing, direct indexing.
Penalty-Free Early Distributions
Bob Powell, CFP and Co-founder of finStream.TV reviews penalty free early distributions from retirement accounts due to Covid-19.
Money Management for Millennials & Gen Zers
Learn why the majority of Millennials and Gen Zers have been mad at their partner for a financial decision and what to do to avoid it.
Maslow’s Hierarchy & Your Retirement Plan
Maslow’s Hierarchy & Your Retirement Plan
Managing Risks Gifting and Legacy Planning
Nicole Gopoian Wirick from Prosperity Wealth Strategies discusses strategies for managing risks in financial planning including gifting and legacy planning.
Managing Retirement Saving Risks
Bob Powell, CFP and Co-Founder of finStream.TV discusses managing retirement saving risks, including 401k loans, refinancing mortgages and potential savings risks.
Managing Inflation Risk in Retirement
Understanding inflation risks and how they can impact your retirement.
Its All About the Income
Financial adviser Mike Lynch talks about his new book, It's All About the Income.
Investing in MLPs – Master Limited Partnerships
Ryan Giannotto, CFA, Director of Research with GraniteShares discusses Master Limited Partnerships (MPLs) and what you can do with them to generate income in retirement.
Investing in Gold
Timothy Kenney, CFP from TK Pacific Wealth discusses the pros and cons of investing in Gold.
Interest Rates and Retirement
Managing the risks of interest rate variability in retirement.
Inherited an IRA? Now What?
Jeffrey Levine of Buckingham Wealth Partners, aka “The Buckinghammer” explains what beneficiaries who inherit an IRA must know and do.
How to Stick with Your Financial Resolutions
CJ Miller, CFP RMA of Sensible Money describes three common financial resolutions and how to stick with them.
How to Set Up Your Retirement Paycheck
Amy Shepard, CFP with Sensible Money, discusses budgeting and managing your money during retirement.
How to Prepare for Your First Recession
Haley Tolitsky from Cooke Capital joins Mer Brown to discuss how to prepare for a recession.
How to Invest the Money in Your 401(k) Plan
Beau Kemp, CFP with Sensible Money, describes how to invest the money in your 401(k) plan.
How to Find a Financial Adviser Who’s Right for You
Pam Krueger of Wealthramp.com describes when you might need an adviser and how to find one who's right for you.
How To Fight COVID-19 Fraud
Jae Oh, CFP discusses how to fight Covid 19 fraud.
How To Build A Financial Roadmap
Haley Tolitsky, CFP from Cooke Capital describes how people in their 20's and 30's and 40's can build a Financial Roadmap and why you need one.
How to Avoid Pitfalls of Roth IRA Conversions
Author Jae Oh, CFP, discusses Roth IRA conversions in financial planning.
How Roth IRA Conversions Can Affect Part B Premiums
Dana Anspach, CFP, RMA reviews Roth IRA Conversions.
How Non-Qualified Deferred Compensation Plans Work
Dana Anspach. CFP, RMA from Sensible Money describes how Non-Qualified Deferred Compensation Plans Work.
How Inflation Can Affect Your Portfolio
Beau Kemp CFP, RMA of Sensible Money, explains how inflation affects your investment portfolio.
Four Reasons to Consider A Roth IRA
Author Jim Blankenship, CFP from Blankenship Financial Planning reviews four reasons to consider a Roth IRA conversion.
Financial and Retirement Planning for Women
Mr. Retirement hosts a panel discussion on financial and retirement planning for women: featuring Dana Anspach, Nancy Fellinger and Kathy Mealey from Sensible Money.
Finance Long-Term Care for 10 Years
Robert Klein joins Mr. Retirement to discuss planning for and financing long-term care.
Everything You Need to Know About Social Security’s GPO & WEP
Kurt Czarnowski of Czarnowski Consulting explains everything you need to know about Social Security's government pension offset (GPO) and windfall elimination provision (WEP).
Everything You Need to Know About RMDs
What are required minimum distributions or RMDs? How do you calculate the RMD? Can you take the RMD from one account instead of separately from each account? Dana Anspach and and Julio Lopez-Brito of Sensible Money discuss in this video interview with Retirement Daily Editor Robert Powell everything you need to know about RMDs.
Early Retirement Health Insurance Options Before Medicare
There are two main health insurance options for those who want to retire early, before age 65: The Affordable Care Act and Healthshares. Amy Shepard, CFP, RMA with Sensible Money explains.
Do You Need To Get Money Out Of Your Retirement Accounts?
How you can qualify for Corona virus-related distributions from your retirement accounts.
Don’t Assume Your Financial Advisor Does Tax Planning
Work with a financial adviser who, in addition to your investments, will help you with Social Security, Medicare, estate planning, insurance and long-term care... and tax planning! Featuring Robert Klein, CPA from the Retirement Income Center.
Does working with an advisor help you retire on time?
Pam Krueger presents the results from a survey of financial advisors.
Does Planning End at Retirement?
Rob Ziliak, CFP of Buckingham Strategic Wealth, describes why financial planning doesn't end at retirement.
Does good advice from a financial advisor give you an advantage?
Bob Powell interviews Pam Krueger CEO of Wealthramp about re-balancing your portfolio.
Doc Emrick Interview about Hockey and Retirement
Bob interviews Doc Emrick about hockey and retirement. Michael "Doc" Emrick (born 8/1/46) a retired American network television play-by-play sportscaster and commentator is known mostly for his work in hockey. He was the lead announcer for NHL national telecasts on both NBC and NBCSN.
Creating a Cash Flow Strategy for Retirement
Kurt Wunderlich, CFA @ Buckingham Strategic Wealth discusses how to create a cash flow strategy for your retirement.
Common Retirement Questions: Sources of Income & Assets
Dana Anspach answers the common retirement question: What are my sources of income and what financial assets would I draw on first during retirement?
College Guide to Opening a Roth IRA
Nineteen year old Mer Brown shares her experience opening a Roth IRA.
Closed-End Funds
Investment expert Will Rhind from GraniteShares profiles closed-end funds and their potential appeal to retirees seeking income.
Choosing A Retirement Plan For Your Business
Chad Parks from Ubiquity Retirement Savings presents 4 things you need to think about when choosing a retirement plan for your business.
Charitable Donations
Dennis Stearns, CFP discusses philanthropy including 10 things to avoid when making donations to charitable causes.
Changing housing needs in Retirement
Understanding how your housing needs may change during your retirement years.
Can You Convert Your RMD into A Roth IRA?
Sarah Brenner, director of retirement education at Ed Slott and Co., explains whether you can convert your RMD into a Roth IRA.
Can You Convert a Traditional IRA to a Roth IRA With No Earned Income?
Jeffrey Levine of Buckingham Wealth Partners, aka “The Buckinghammer” explains whether you can convert a traditional IRA to a Roth IRA without having earned income.
Can I Stop Making 401k Loan Payments?
Bob Powell, CFP and Co-Founder of finStream.TV interviews Denise Appleby, CEO of Appleby Retirement Consulting Inc., a firm that provides IRA tools and resources for financial and tax professionals.
Can I Convert My 401k Loan into a Roth IRA?
Bob Powell, CFP and Co-Founder of finStream.TV interviews Denise Appleby, CEO of Appleby Retirement Consulting Inc., a firm that provides IRA tools and resources for financial and tax professionals about 401k Loans and Roth IRAs.
Business Owners: 10 Strategies to Create, Manage and Distribute Wealth
Business owners with a healthy financial life have been intentional about achieving that success. Adviser Rob Ziliak shares strategies to begin that journey.
Beyond IRAs: The Widows Penalty
Bill Harris, author of "Inheriting your Spouse's IRA" discusses the widow's tax on IRA's and how to prepare for it.
Benefits of Taxable Retirement Accounts
Amy Shepard reviews 5 benefits of taxable retirement accounts.
Assessing Your Retirement Readiness
Dana Anspach of Sensible Money describes a cash-flow-based projection model with a defined set of assumptions to administer three specific retirement readiness tests.
Ask The Hammer: What Is A Restricted Application and How Can I Build That Into My Retirement Plan?
Jeffrey Levine of Buckingham Wealth Partners explains how Social Security's restricted application works and how to incorporate that strategy into a retirement plan.
Ask The Hammer: How Will The New 2022 RMD Rules Apply to My IRA Distributions?
Jeffrey Levine of Buckingham Strategic Wealth explains how the new 2022 RMD rules apply to an IRA account owner's distributions.
Ask the Hammer: 401(k) Matching
Jeffrey Levine CPA/PFS with Buckingham Wealth Partners, aka The Hammer discusses 401(k) matching, contribution limits and over contributing.
Ask The Hammer – Roth Contributions
The Hammer answers the question: If I do a Roth IRA conversion, will that affect my ability to do a Roth IRA contribution?
Ask The Hammer – Filing Taxes Jointly vs. Separately
Should a newly married couple file their taxes separately or jointly?
Ask the Hammer – Converting to a Roth 401(k)
Jeffrey Levine CPA/PFS with Buckingham Wealth Partners, aka The Hammer describes in plan conversions - converting from a regular 401(k) to a Roth 401(k) to lessen the tax hit.
Ask The Hammer – 403b Rollover
Can I roll my 403b into a traditional IRA?
Are Family Assets Suitable for Retirement Accounts?
Are Family Assets Suitable for Retirement Accounts? Robert Klein of the Retirement Income Center discusses whether family assets are suitable for retirement accounts.
A Holiday Gift List for Your Future Self
We make gift lists for friends and loved ones, so why not a list of gifts for our future selves? At its heart, Massi DeSantis of Desmo Wealth Advisors says financial planning is a list of things you can do today to improve your future.
A Good Retirement Formula and Strategy – Common Retirement Questions
A Good Retirement Formula and Strategy - Common Retirement Questions. Dana Anspach answers one of the 10 most common retirement questions: "What formula or retirement strategy should I use to make sure that I don't run our of money during my retirement."
Age Wave – Advancing the Potential of Aging Men & Women
Ken Dychtwald, Ph.D. is a gerontologist, psychologist, educator, lecturer, consultant, entrepreneur, the author of 17 books and the Founder of Age Wave. In this video, he talks with Bob about advancing the human potential of aging men and women worldwide.
Adapting Financial Plans to Market Changes
Bob Powell, CFP and Co-Founder of finStream.TV interviews Professor Michael Finke of the American College of Financial Services about reviewing your spending and savings to adapt to market changes.
401k Loans
Jeffrey Levine, CPA/PFS from Buckingham Wealth Partners, explains 401k loans.
5 Ways Women Can Take Control of Their Finances!
Becca Craig of Buckingham Strategic Wealth discusses five ways women can take control of their finances.
4 Steps to Plan for Volatile Markets
Philip Herzberg, a lead financial advisor at Team Hewins, describes four financial planning steps to take when markets are volatile..
3 Steps to a Successful Career Transition
Amy Shepard, CFP, RMA with Sensible Money reviews 3 steps to a successful career transition. What if you won the lottery? What would you want to do with your life?
3 Pillars to Begin Building Wealth
CJ Miller of Sensible Money describes the three pillars to begin building wealth: Learning money management basics; maximizing your human capital; and taking calculated risks.
3 Phases of Retirement
Bob Powell, aka Mr. Retirement, is joined by Dana Anspach CFP®, RMA®, Kolbe Certified™ Consultant, founder and CEO of Sensible Money to discuss the 3 phases of retirement - how we spend our time and how we spend our money in retirement.
Young But Naive
Young But Naive: Young consumers are optimistic that 2023 will be their year — financially, at least. Despite the rocky economy, more than half of millennials and Gen Zers say they think they’ll have a better financial year than in 2022, making them the most financially optimistic generations.
How to Prepare Your Financial Plan for a Layoff
How to Prepare Your Financial Plan for a Layoff: Preparing a financial plan for a potential layoff can help you feel more secure and financially stable during uncertain times, according to Beau Kemp of Sensible Money.
How to Spring Clean Your Finances
Haley Tolitsky, CFP of Cooke Capital describes some easy ways to spring clean your finances; including reviewing your budget for inflation changes, evaluating your cash flow, reviewing subscriptions, automating your finances and reviewing your credit scores.
Building a Resilient Retirement: 5 Habits of the Wealthy
Learn how to retire wealthy with these smart financial decisions.
Fees and Measly Returns in Safe Harbor IRAs Can Reduce Accounts to $0
PensionBee’s Market Review highlights the dangers for savers who ‘set and forget’ dormant 401(k) accounts.
IRA to HSA Rollover: A Hidden Retirement Strategy Explained
While an IRA-to-HSA rollover can help with health care costs, it's not for everyone. Learn if it's right for you.
Understanding Your Retirement Options: Savings and Social Security
From employer-sponsored retirement plans to Social Security, here's how to maximize your savings for a secure retirement.
Gen X Retirement Savers Benefit From Continuous Market Growth: Fidelity
Fidelity clients’ 401(k), 403(b) account balances reached the highest average on record, according to the report.
Should You Use Your IRA to Fund Your HSA? Pros, Cons and Expert Insights
Did you know you can fund an HSA with IRA assets? This little-known rollover strategy offers tax-free growth for health care expenses.
The Childfree Guide to Life & Money: Book Review
This groundbreaking book empowers childfree individuals to build wealth on their own terms with personalized financial strategies.
The Hidden Risks of Target Date Funds: Why Your Retirement Savings Could Be at Risk
Target date funds often underperform compared to broader market indexes and balanced portfolios. This article examines the reasons behind this, including asset allocation and fund management.
The Smart Approach to Childfree Wealth
Being childfree means more than just living without kids. It reshapes your entire financial future. Explore strategies for living a fulfilling, financially independent life.
Childfree Wealth: Financial Planning Without Kids
Being childfree means more than just living without kids. It reshapes your entire financial future. Explore strategies for living a fulfilling, financially independent life.
Unlock Tax-Free Retirement: Which Retirement Account is Right for You?
This guide breaks down the tax implications, contribution limits and long-term benefits of different retirement accounts to help you choose the best retirement savings strategy.
Financial Independence Strategies for Adult Children
What happens when your adult child moves back home? From financial check-ins to budgeting, this guide covers everything you need to know about supporting your adult child's financial independence.
Women Lead Financial Decision-Making: Report
Caregiving plays a critical, distinct role for women, say CFP® professionals.
Succession Planning for a Changing Workforce
This guide provides actionable steps for businesses to navigate the upcoming boomer retirement wave, from identifying critical roles to fostering intergenerational collaboration.
New Research on Early 401(k) Withdrawals Sparks Concern
Explore how emergency withdrawals & loan repayment impact retirement savings, with analysis from leading researchers.
Backdoor Roth IRA: A Guide for High-Income Earners
Discover the power of the backdoor Roth IRA for tax-free retirement income. This guide simplifies the process, including how to avoid the pro-rata rule and common mistakes.
IRA Contribution Deadline: Avoid Penalties & Optimize Your Retirement Savings
Don't miss the April 15, 2025 deadline for 2024 IRA contributions. Learn how to avoid penalties, understand income limitations, and leverage the 5-year Roth rule.
Incentivized Early Retirement Programs: Retain Knowledge & Ensure Smooth Transitions
Incentivized early retirement programs offer opportunities to foster mentorship and ensure a seamless transfer of institutional knowledge.
Deadlines for Required Minimum Distributions
Time is ticking! Here's everything you need to know about the approaching RMD deadlines for IRAs, 401(k)s and workplace retirement plans.
Selling Your Boomer Business: Maximize Value & Bridge the Wealth Gap
Navigate the baby boomer business transition with a comprehensive pre-exit checklist. Discover how to close profit and value gaps to ensure a financially secure retirement.
The EBRI-Milken Institute Retirement Symposium: The Forces Transforming Retirement
Explore expert predictions from the EBRI-Milken Institute Retirement Symposium on market volatility, Secure Act 3.0, private equity in 401(k)s, and the future of American retirement planning.
Financial Empowerment: A Woman’s Guide to Secure Retirement Planning
Navigate retirement planning with confidence. This guide provides actionable advice on budgeting, investing, and understanding your net worth.
Retirement Daily Roundtable: Women, Money & Retirement
In this Women's History Month roundtable discussion, experts discuss what women need to know about retirement planning, investing and all things money.
Business Exit Planning: A Comprehensive Guide for Private Company Owners
Discover 6 effective ways to exit your private company, from selling to family transfer and ESOPs. Learn how to plan ahead, value your business and ensure a successful transition.
Business Exit Planning: Overcoming Emotional and Financial Roadblocks
Two-thirds of surveyed business owners lack a documented plan for selling or transitioning their business. Here's why and what to do about it.
Why Your Business Needs a Buy-Sell Agreement: 6 Essential Reasons
Learn how a buy-sell agreement safeguards your business against unforeseen events and ensures a smooth ownership transition.
The Fundamental Role of IRAs in Retirement Planning: Study
ICI’s latest research shows that individual retirement accounts (IRAs) are a significant component of U.S. households’ retirement planning.
Man vs. Machine: IRA Estate Planning – ChatGPT vs. Financial Expert
Explore the challenges of traditional IRAs in estate planning, comparing ChatGPT's insights with expert critique on tax implications, beneficiary rules and effective estate planning strategies.
Retirement Daily Roundtable: Financial Literacy Crisis Solutions
Robert Powell hosts TIAA and AFSA leaders to discuss alarming gaps in financial knowledge and practical steps for improvement.
Worried About Making Your Retirement Savings Last?
A retirement nest egg of $1M would be completely drained in less than 20 years in three states but the same could last longer than 70 years in five.
Financial Planning vs. Estate Planning: Key Differences
Financial planning and estate planning go hand in hand, but there are some key differences.
The Best States and Industries for Older Workers
Instead of retiring, millions of Americans age 65+ are staying or returning to the workforce.
Save Thousands on Taxes With Strategic Withdrawals
Here's what saves the average retiree tens of thousands in taxes.
Phased Retirement: Work Less, Retire Happier
We, as humans, tend to view retirement as “all on” or “all off.” That’s the wrong approach, if you ask Nick Defenthaler.
RMD Refresher: When to Take Withdrawals From Your IRA or Retirement Account
Ensure you're on track! Learn key RMD details like age requirements, deadlines & how to calculate.
Outpacing Inflation: Modern Retirement Strategies for Small Business & Gig Workers
Uncover the silent erosion of purchasing power due to inflation and learn how to build inflation-resistant retirement portfolios while gaining more control and access to cost-effective plans.
Get Serious About Retirement: Why Starting Early Matters Most
Understand why retirement planning shouldn't be postponed, learn when different generations get serious and find encouragement and resources to start building your financial security today.
How Athletes Can Plan For A Secure Financial Future
Former pro athlete turned CFP, Charles (CJ) Picerni, shares key financial tips for athletes planning for retirement. Save early, spend wisely, diversify investments, and prepare for post-sports careers.
How Americans Spend Their Time
Discover how Americans balance work, household responsibilities, and leisure activities in the 2023 American Time Use Survey. Insights on remote work, gender dynamics, and leisure trends.
Grateful for Financial Independence Lessons
Grateful for mom's lessons on financial independence and saving money. #grateful #moneytips
What Women Can Do To Overcome Financial Insecurity Fears
What Women Can Do To Overcome Financial Insecurity Fears: A recent study from the Nationwide Retirement Institute shows that one in four women in the workplace fear they are on the wrong track for retirement. Cathy Marasco, the head of protected retirement at Nationwide, offers advice on solutions including how women can best prepare for retirement, and what women can do if they divorce or are widowed.
Is It Possible To Live Too Long?
The risks of living a long life and not having enough money to pay for that life. How to plan for a long life. Retirement planning, annuities, social security, insurance and saving strategies.
How to Manage Divorce or Separation in Retirement
How changes in marital status can affect your retirement.
Ask The Hammer: Is It Better to Save Early in the Year or Not?
Jeffrey Levine of Buckingham Wealth Partners explains why it's better to start saving early in the year.
Ask the Hammer: Can I Contribute to a Roth IRA?
Jeffrey Levine CPA/PFS, aka The Hammer, discusses Roth conversions and Roth IRA contribution limits
How Will Inflation Affect My Retirement Plan?
How Will Inflation Affect My Retirement Plan? Dana Anspach discusses how inflation, TIPs, iBonds, etc. can effect your retirement plan.
The Importance of Having a Comprehensive Retirement Plan
People’s retirement outcomes may change as they advance in life and in their careers, and their financial circumstances may ebb and flow, too. People should review their retirement strategy on a regular basis with their financial advisor so they can determine if they’re still on track or if they need to make any modifications.
How to Master Your Later Years: Essential Planning for Retirement's "No-Go" Phase
Explore the crucial "no-go years" of retirement: from managing potential crises to long-term care planning and solo aging. Discover proactive strategies to ensure your wishes are honored. #Retirement #FinancialPlanning #LaterLife
Want to Be an Entrepreneur? Here’s What You Need!
Thinking about becoming an entrepreneur? Brad Wright outlines 10 steps to launch your own business. Start your journey today!
Are You Ready For Retirement?
Discover the importance of home equity in retirement planning with FinStream TV's Steve Resch. Learn about reverse mortgages and more.
How Inflation Can Reduce Fixed Income In Retirement
Inflation erodes fixed income in retirement, impacting retirees and investors. Find financial advice on FinStream.TV for managing this challenge.
Ai's Role in Improving Financial Literacy
Improve financial literacy with expert advice on education, employer programs, and just-in-time learning. Avoid misinformation and seek professional guidance.
What Is a Digital Wallet? How Mobile Payments Are Changing How We Use Money
Digital wallets revolutionize money management by securely storing payment card info on smartphones, eliminating the need for physical cards.
What's a Fiduciary?
Don Trone explains the concept of fiduciary in a short video clip from the FinStream Live Show on March 24, 2025.
Practical Steps to Building Wealth
Join experts Lee Baker, Lazetta Rainey Braxton, and Dr. Preston Cherry for practical wealth-building strategies and advice. Grow wealth, set boundaries, and achieve financial fluency.
How to Achieve Financial Wellness
Expert advice on achieving financial wellness from Lee Baker, Lazetta Rainey Braxton, Bob Powell, and Dr. Preston Cherry. Actionable tips to grow wealth and achieve financial fluency.
The Most Popular EVs Americans Are Actually Buying Right Now
Discover the top 10 best selling electric vehicles in the U.S. in 2024, including popular models from Tesla, Chevy, and Ford.
Best Places to Retire Abroad 2025
Discover the top 10 retirement destinations abroad with International Living's 2025 Global Retirement Index. Find your dream location with expert guidance.
The 3 Keys To Financial Security In Retirement
Secure your financial future in retirement with expert guidance from Lisa Featherngill. Learn strategies for expenses, investment returns, and key tax considerations.
Countries With The Best Retirement Systems
Discover the best retirement systems worldwide. Learn how countries like the Netherlands lead in adequacy, sustainability, and integrity. Improve the US retirement system with key reforms and strategies.